

Lubbock vs Providence
$514/mo less in Providence
LubbockProvidenceAbout 1,758 miles apart, a flight.
- Providence costs you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,093/mo in Providence. $2,607/mo in Lubbock. −$6,168 a year.
Lubbock
$2,607
left each month
Providence
$2,093
−$514 vs Lubbock
Compare
Same paycheck, another city.
Next
−$514 / mo
See full breakdown
| Per month | Lubbock | Providence | Difference |
|---|---|---|---|
| Gross pay | $6,542 | $7,659 | +$1,118 |
| Income and payroll tax | $1,241 | $1,828 | +$587 |
| Take-home pay | $5,301 | $5,832 | +$531 |
| Rent | $817 | $1,740 | +$923 |
| Getting around | $561 | $491 | −$70 |
| Groceries | $363 | $416 | +$53 |
| Healthcare | $408 | $468 | +$60 |
| Utilities | $227 | $260 | +$33 |
| Everything else | $317 | $364 | +$47 |
| Left over | $2,607 | $2,093 | −$514 |
Salary to match Lubbock
$101,500
Gross pay in Providence that leaves the same amount as $78,500 in Lubbock.
Tax difference
−$3,066
A year, in state and local income tax. Effective rates: 19.0% in Lubbock, 23.9% in Providence.
More about Providence
Lubbock, TX in full
No state income tax, a median 2-bedroom asking rent of $973 and 262 sunny days; commutes average 18 minutes.
Providence, RI in full
Boston-adjacent culture at a meaningful discount, with New England property taxes.
The other way
Start in Providence.
Providence → Lubbock →Questions
Is the cost of living lower in Providence than Lubbock?
For one adult in a one-bedroom, Providence leaves about $514 less a month. A one-bedroom is about $817 in Lubbock and $1,740 in Providence.
Does Providence have state income tax?
Providence is in Rhode Island, which taxes wage income.
What changes if you move from Lubbock to Providence?
The paycheck is taxed in Rhode Island. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Lubbock and Providence changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.