Philadelphia, PA → Baltimore, MD
Moving to Baltimore costs you $14 a month
−$168 a year for the same registered nurse, the same household size, and the same number of bedrooms.
| Per month | Philadelphia | Baltimore | Difference |
|---|---|---|---|
| Gross pay | $8,125 | $8,281 | +$156 |
| Income and payroll tax | $2,264 | $2,400 | +$136 |
| Take-home pay | $5,861 | $5,881 | +$20 |
| Rent | $1,541 | $1,511 | −$30 |
| Getting around | $418 | $482 | +$64 |
| Groceries | $408 | $408 | $0 |
| Healthcare | $459 | $459 | $0 |
| Utilities | $255 | $255 | $0 |
| Everything else | $357 | $357 | $0 |
| Left over | $2,423 | $2,409 | −$14 |
To break even in Baltimore, you'd need to earn
$99,500
Household gross, versus $97,500 today. That's the salary that leaves you exactly as much at the end of the month as Philadelphia does now.
The tax difference alone
−$1,077
A year, in state and local income tax. Effective rates: 27.9% in Philadelphia, 29.0% in Baltimore.
Philadelphia, PA in full
East Coast density at half of Boston's rent, minus a 3.75% city wage tax.
Baltimore, MD in full
DC salaries within commuting distance, at Baltimore prices.
The reverse move
Same two cities, but starting from Baltimore on Baltimore wages.
Baltimore → Philadelphia →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.