Morristown vs Chattanooga leftover
You'd keep $57 more a month in Chattanooga
$2,561/mo leftover in Chattanooga vs $2,504 in Morristown after tax and rent ($57 more). +$684 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Morristown leftover
$2,504
a month after tax and rent
Chattanooga leftover
$2,561
+$57 vs Morristown
Compare Morristown to another metro
Same paycheck. Try a different city next to Morristown.
Monthly gap
Morristown → Chattanooga
$57
more / month in Chattanooga
$2,561 in Chattanooga · $2,504 in Morristown · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
+$57 / mo
| Per month | Morristown | Chattanooga | Difference |
|---|---|---|---|
| Gross pay | $6,542 | $6,948 | +$406 |
| Income and payroll tax | $1,241 | $1,361 | +$120 |
| Take-home pay | $5,301 | $5,586 | +$286 |
| Rent | $879 | $1,137 | +$258 |
| Getting around | $580 | $554 | −$26 |
| Groceries | $369 | $368 | −$1 |
| Healthcare | $415 | $414 | −$1 |
| Utilities | $231 | $230 | −$1 |
| Everything else | $323 | $322 | −$1 |
| Left over | $2,504 | $2,561 | +$57 |
To break even in Chattanooga, you'd need to earn
$82,500
Household gross, versus $78,500 today. That's the salary that leaves you exactly as much at the end of the month as Morristown does now.
The tax difference alone
$0
A year, in state and local income tax. Tennessee has no wage income tax.
More about Chattanooga
Morristown, TN in full
No state income tax, a median 2-bedroom asking rent of $1,046 and 198 sunny days; commutes average 25 minutes.
Chattanooga, TN in full
World-class climbing and paddling, no income tax, municipal fiber.
The reverse move
Same two cities, but starting from Chattanooga on Chattanooga wages.
Chattanooga → Morristown →Questions
Is the cost of living lower in Chattanooga than Morristown?
A one-bedroom is about $879 in Morristown versus $1,137 in Chattanooga. On a one-adult, one-bedroom household, leftover is about $57 a month higher in Chattanooga. Change the job or household on the comparison to see your number.
Does Chattanooga have state income tax?
Chattanooga is in Tennessee, which has no state income tax.
What changes if you move from Morristown to Chattanooga?
Take-home pay is recalculated under Tennessee tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Morristown and Chattanooga moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.