Miami, FL → Indianapolis, IN
You'd keep $788 more a month in Indianapolis
+$9,456 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 940 households moved Miami → Indianapolis (avg AGI $50,762). 335 went the other way. The whole move →
| Per month | Miami | Indianapolis | Difference |
|---|---|---|---|
| Gross pay | $7,500 | $7,422 | −$78 |
| Income and payroll tax | $1,525 | $1,872 | +$347 |
| Take-home pay | $5,975 | $5,550 | −$425 |
| Rent | $2,088 | $1,205 | −$883 |
| Getting around | $599 | $545 | −$54 |
| Groceries | $444 | $368 | −$76 |
| Healthcare | $500 | $414 | −$86 |
| Utilities | $278 | $230 | −$48 |
| Everything else | $389 | $322 | −$67 |
| Left over | $1,678 | $2,466 | +$788 |
To break even in Indianapolis, you'd need to earn
$74,500
Household gross, versus $90,000 today. That's the salary that leaves you exactly as much at the end of the month as Miami does now.
The tax difference alone
−$4,441
A year, in state and local income tax. Effective rates: 20.3% in Miami, 25.2% in Indianapolis.
More about Indianapolis
Miami, FL in full
No income tax, but rents rose faster here than anywhere in the 2020s.
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
The reverse move
Same two cities, but starting from Indianapolis on Indianapolis wages.
Indianapolis → Miami →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.