

Moving from Indianapolis to Miami
Moving from Indianapolis to Miami: −$790/mo after tax & rent
IndianapolisMiamiAbout 1,000 miles apart, a flight.
- Miami costs you more
- No state income tax
- Rent under 30% of pay
$1,689/mo in Miami. $2,479/mo in Indianapolis. −$9,480 a year.
Indianapolis
$2,479
left each month
Miami
$1,689
−$790 vs Indianapolis
Next
Who already made this move
In 2022-2023, 335 households moved Indianapolis → Miami (about 543 people, average AGI $96,239). 940 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Indianapolis | Miami |
|---|---|---|
| Take-home | $5,547 | $5,971 |
| Rent | $1,189 | $2,073 |
| All other costs | $1,879 | $2,209 |
| Left over | $2,479 | $1,689 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Indianapolis and Miami changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 1,200 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,900–$5,450
- Container or pod
- $2,050–$3,850
- Rent a truck
- $1,150–$2,150
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Dig into Miami
Questions
Is Miami cheaper than Indianapolis after tax and rent?
For one adult in a one-bedroom, Miami leaves about $790 less a month. A one-bedroom is about $1,189 in Indianapolis and $2,073 in Miami.
Does Miami have state income tax?
Miami is in Florida, which has no state income tax.
Did people actually move from Indianapolis to Miami?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.