

Indianapolis vs Lubbock
$123/mo more in Lubbock
IndianapolisLubbockAbout 975 miles apart, a flight.
- Lubbock leaves you more
- No state income tax
- Property tax 1.53%
Same paycheck, two cities. $2,602/mo in Lubbock. $2,479/mo in Indianapolis. +$1,476 a year.
Indianapolis
$2,479
left each month
Lubbock
$2,602
+$123 vs Indianapolis
Compare
Same paycheck, another city.
Next
+$123 / mo
See full breakdown
| Per month | Indianapolis | Lubbock | Difference |
|---|---|---|---|
| Gross pay | $7,417 | $6,535 | −$882 |
| Income and payroll tax | $1,870 | $1,239 | −$631 |
| Take-home pay | $5,547 | $5,296 | −$251 |
| Rent | $1,189 | $817 | −$372 |
| Getting around | $545 | $561 | +$16 |
| Groceries | $368 | $363 | −$5 |
| Healthcare | $414 | $408 | −$6 |
| Utilities | $230 | $227 | −$3 |
| Everything else | $322 | $317 | −$5 |
| Left over | $2,479 | $2,602 | +$123 |
Salary to match Indianapolis
$76,500
Gross pay in Lubbock that leaves the same amount as $89,000 in Indianapolis.
Tax difference
+$4,438
A year, in state and local income tax. Texas has no wage income tax.
More about Lubbock
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
Lubbock, TX in full
No state income tax, a median 2-bedroom asking rent of $973 and 262 sunny days; commutes average 18 minutes.
The other way
Start in Lubbock.
Lubbock → Indianapolis →Questions
Is the cost of living lower in Lubbock than Indianapolis?
For one adult in a one-bedroom, Lubbock leaves about $123 more a month. A one-bedroom is about $1,189 in Indianapolis and $817 in Lubbock.
Does Lubbock have state income tax?
Lubbock is in Texas, which has no state income tax.
What changes if you move from Indianapolis to Lubbock?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Indianapolis and Lubbock changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.