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Example household · $83,730 · same pay · 1 adult

Lubbock

Housing in Lubbock, TX: Rent, Home Prices & Property Tax

$2,952 left/mo

$817/mo (1 bd) in Lubbock. Median home $188,700. Property tax 1.53%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$817
/mo
Buy
$1,442
Mortgage, tax, insurance
Buying costs more
$625
/mo

To buy

  • 20% down payment$37,740
  • Mortgage at 7.24%$1,029
  • Property tax (1.53% of value)$241/mo · $2,887/yr
  • Insurance and upkeep$173
  • Monthly total$1,442

Months to 20% down

$2,952 left each month. About 13 months (1.1 years) to save $37,740.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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