

Chicago vs Hartford
$29/mo less in Hartford
ChicagoHartfordAbout 788 miles apart, a flight.
- Hartford costs you more
- Property tax 1.78%
- Rent under 30% of pay
Same paycheck, two cities. $2,397/mo in Hartford. $2,426/mo in Chicago. −$348 a year.
Chicago
$2,426
left each month
Hartford
$2,397
−$29 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 74 households moved Chicago → Hartford (avg AGI $99,405). 146 went the other way. The whole move →
−$29 / mo
See full breakdown
| Per month | Chicago | Hartford | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $8,130 | −$78 |
| Income and payroll tax | $2,130 | $2,096 | −$33 |
| Take-home pay | $6,079 | $6,034 | −$45 |
| Rent | $1,782 | $1,625 | −$157 |
| Getting around | $392 | $519 | +$127 |
| Groceries | $408 | $412 | +$4 |
| Healthcare | $459 | $464 | +$5 |
| Utilities | $255 | $258 | +$3 |
| Everything else | $357 | $361 | +$4 |
| Left over | $2,426 | $2,397 | −$29 |
Salary to match Chicago
$98,000
Gross pay in Hartford that leaves the same amount as $98,500 in Chicago.
Tax difference
+$122
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 25.8% in Hartford.
More about Hartford
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Hartford, CT in full
Insurance-industry wages, cheap houses, and a 1.78% property tax rate.
The other way
Start in Hartford.
Hartford → Chicago →Questions
Is the cost of living lower in Hartford than Chicago?
For one adult in a one-bedroom, Hartford leaves about $29 less a month. A one-bedroom is about $1,782 in Chicago and $1,625 in Hartford.
Does Hartford have state income tax?
Hartford is in Connecticut, which taxes wage income.
What changes if you move from Chicago to Hartford?
The paycheck is taxed in Connecticut. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Hartford changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.