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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Bend skyline
Ian Poellet. CC BY-SA 3.0. Photo source · License
Eugene skyline
Jsayre64. CC BY-SA 3.0. Photo source · License

Bend vs Eugene

$407/mo less in Eugene

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

BendEugeneAbout 101 miles apart, close enough to drive.

  • Eugene costs you more
  • Rent under 30% of pay

Same paycheck, two cities. $1,270/mo in Eugene. $1,677/mo in Bend. −$4,884 a year.

Bend

$1,677

left each month

Eugene

$1,270

−$407 vs Bend

Compare

Same paycheck, another city.

Eugene wins 2 of 4Bend 2 · ties 0
$5,364Take-home · Bend$4,781
$1,576Rent · Eugene$1,403
$2,111Other bills · Eugene$2,108
$1,677Left over · Bend$1,270

Next

In 2022-2023, 274 households moved Bend → Eugene (avg AGI $58,584). 399 went the other way. The whole move →

−$407 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthBendEugene
Less leftMore left
Eugene · this breakdownBend · home
See full breakdown
Monthly and annual budget comparison between Bend, OR and Eugene, OR
Per monthBendEugeneDifference
Gross pay$7,500$6,554−$946
Income and payroll tax$2,136$1,773−$363
Take-home pay$5,364$4,781−$583
Rent$1,576$1,403−$173
Getting around$537$535−$2
Groceries$434$434$0
Healthcare$488$488$0
Utilities$271$271$0
Everything else$380$380$0
Left over$1,677$1,270−$407

Salary to match Bend

$86,500

Gross pay in Eugene that leaves the same amount as $90,000 in Bend.

Tax difference

+$994

A year, in state and local income tax. Effective rates: 28.5% in Bend, 27.0% in Eugene.

More about Eugene

Bend, OR in full

State income tax topping out at 9.9%, a median 2-bedroom asking rent of $1,876 and 155 sunny days; commutes average 21 minutes.

Eugene, OR in full

State income tax topping out at 9.9%, a median 2-bedroom asking rent of $1,670 and 157 sunny days; commutes average 20 minutes.

The other way

Start in Eugene.

Eugene → Bend →

Questions

Is the cost of living lower in Eugene than Bend?

For one adult in a one-bedroom, Eugene leaves about $407 less a month. A one-bedroom is about $1,576 in Bend and $1,403 in Eugene.

Does Eugene have state income tax?

Eugene is in Oregon, which taxes wage income.

What changes if you move from Bend to Eugene?

The paycheck is taxed in Oregon. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Bend and Eugene changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.