Example household · $83,730 · same pay · 1 adult

Eugene

Housing in Eugene, OR: Rent, Home Prices & Property Tax

$1,568 left/mo

$1,403/mo (1 bd) in Eugene. Median home $395,800. Property tax 0.86%.

Rent (1-bedroom)
$1,403
/mo
Buy
$2,804
Mortgage, tax, insurance
Buying costs more
$1,401
/mo

To buy

  • 20% down payment$79,160
  • Mortgage at 7.24%$2,158
  • Property tax (0.86% of value)$284/mo · $3,404/yr
  • Insurance and upkeep$363
  • Monthly total$2,804

Months to 20% down

$1,568 left each month. About 51 months (4.3 years) to save $79,160.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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