Bend vs Minot leftover
You'd keep $1,592 more a month in Minot
$3,269/mo leftover in Minot vs $1,677 in Bend after tax and rent ($1,592 more). +$19,104 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Bend leftover
$1,677
a month after tax and rent
Minot leftover
$3,269
+$1,592 vs Bend
Compare Bend to another metro
Same paycheck. Try a different city next to Bend.
Monthly gap
Bend → Minot
$1,592
more / month in Minot
$3,269 in Minot · $1,677 in Bend · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
+$1,592 / mo
| Per month | Bend | Minot | Difference |
|---|---|---|---|
| Gross pay | $7,500 | $7,727 | +$227 |
| Income and payroll tax | $2,136 | $1,640 | −$496 |
| Take-home pay | $5,364 | $6,086 | +$723 |
| Rent | $1,576 | $1,010 | −$566 |
| Getting around | $537 | $544 | +$7 |
| Groceries | $434 | $348 | −$86 |
| Healthcare | $488 | $392 | −$96 |
| Utilities | $271 | $218 | −$53 |
| Everything else | $380 | $305 | −$75 |
| Left over | $1,677 | $3,269 | +$1,592 |
To break even in Minot, you'd need to earn
$65,000
Household gross, versus $90,000 today. That's the salary that leaves you exactly as much at the end of the month as Bend does now.
The tax difference alone
+$6,756
A year, in state and local income tax. Effective rates: 28.5% in Bend, 21.2% in Minot.
More about Minot
Bend, OR in full
State income tax topping out at 9.9%, a median 2-bedroom asking rent of $1,876 and 155 sunny days; commutes average 21 minutes.
Minot, ND in full
State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,202 and 202 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Minot on Minot wages.
Minot → Bend →Questions
Is the cost of living lower in Minot than Bend?
A one-bedroom is about $1,576 in Bend versus $1,010 in Minot. On a one-adult, one-bedroom household, leftover is about $1,592 a month higher in Minot. Change the job or household on the comparison to see your number.
Does Minot have state income tax?
Minot is in North Dakota, which taxes wage income.
What changes if you move from Bend to Minot?
Take-home pay is recalculated under North Dakota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Bend and Minot moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.