Eugene

Cost of Living in Eugene, OR (2026): Rent, Utilities & Take-Home

$1,568 left/mo

Photo: Jsayre64 / Wikimedia

$3,511/mo in Eugene. $1,568 left each month. Prices near the US average.

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Monthly costs

Take-home $5,079/mo.

Taxes$1,898
Rent$1,403
Other$2,108
Left$1,568

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (OR): −$6,785
Take-home pay: $60,949
Effective tax rate: 27.2%

Living costs, per month

Rent, 1br: $1,403
Groceries: $434
Getting around: $535
Healthcare: $488
Utilities and internet: $271
Everything else: $380
Total spending: $3,511

After tax and rent

$1,568 left/mo

Stats

Rent: $1,670; 2 bd median
Take-home: $5,079; Per month
Tax: 27%; Of pay
Prices: 8% above; US, besides rent

Average electric bill in Oregon

About $139 a month for a household using 900 kWh. That is the EIA residential price for Oregon in 2025, 15.46¢ per kWh. It is a state average, not a Eugene utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Eugene

Moving from Eugene to Portland