

Albuquerque vs Ames
$38/mo more in Ames
AlbuquerqueAmesAbout 837 miles apart, a flight.
- Ames leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,394/mo in Ames. $2,356/mo in Albuquerque. +$456 a year.
Albuquerque
$2,356
left each month
Ames
$2,394
+$38 vs Albuquerque
Compare
Same paycheck, another city.
Next
+$38 / mo
See full breakdown
| Per month | Albuquerque | Ames | Difference |
|---|---|---|---|
| Gross pay | $7,000 | $6,199 | −$801 |
| Income and payroll tax | $1,615 | $1,328 | −$286 |
| Take-home pay | $5,385 | $4,870 | −$515 |
| Rent | $1,119 | $760 | −$359 |
| Getting around | $547 | $457 | −$90 |
| Groceries | $376 | $347 | −$29 |
| Healthcare | $423 | $391 | −$32 |
| Utilities | $235 | $217 | −$18 |
| Everything else | $329 | $304 | −$25 |
| Left over | $2,356 | $2,394 | +$38 |
Salary to match Albuquerque
$73,500
Gross pay in Ames that leaves the same amount as $84,000 in Albuquerque.
Tax difference
+$587
A year, in state and local income tax. Effective rates: 23.1% in Albuquerque, 21.4% in Ames.
More about Ames
Albuquerque, NM in full
High desert, 278 sunny days, and housing that's still cheap.
Ames, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $905 and 207 sunny days; commutes average 19 minutes.
The other way
Start in Ames.
Ames → Albuquerque →Questions
Is the cost of living lower in Ames than Albuquerque?
For one adult in a one-bedroom, Ames leaves about $38 more a month. A one-bedroom is about $1,119 in Albuquerque and $760 in Ames.
Does Ames have state income tax?
Ames is in Iowa, which taxes wage income.
What changes if you move from Albuquerque to Ames?
The paycheck is taxed in Iowa. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Albuquerque and Ames changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.