

Albany vs Kingston
$377/mo less in Kingston
AlbanyKingstonAbout 60 miles apart, close enough to drive.
- Kingston costs you more
- Property tax 1.94%
- Rent under 30% of pay
Same paycheck, two cities. $2,316/mo in Kingston. $2,693/mo in Albany. −$4,524 a year.
Albany
$2,693
left each month
Kingston
$2,316
−$377 vs Albany
Compare
Same paycheck, another city.
Next
In 2022-2023, 122 households moved Albany → Kingston (avg AGI $54,402). 267 went the other way. The whole move →
−$377 / mo
See full breakdown
| Per month | Albany | Kingston | Difference |
|---|---|---|---|
| Gross pay | $8,125 | $7,789 | −$336 |
| Income and payroll tax | $2,110 | $1,991 | −$120 |
| Take-home pay | $6,015 | $5,798 | −$216 |
| Rent | $1,367 | $1,541 | +$174 |
| Getting around | $517 | $502 | −$15 |
| Groceries | $397 | $397 | $0 |
| Healthcare | $446 | $446 | $0 |
| Utilities | $248 | $248 | $0 |
| Everything else | $347 | $347 | $0 |
| Left over | $2,693 | $2,316 | −$377 |
Salary to match Albany
$100,500
Gross pay in Kingston that leaves the same amount as $97,500 in Albany.
Tax difference
+$242
A year, in state and local income tax. Effective rates: 26.0% in Albany, 25.6% in Kingston.
More about Kingston
Albany, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,627 and 178 sunny days; commutes average 23 minutes.
Kingston, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,834 and 179 sunny days; commutes average 28 minutes.
The other way
Start in Kingston.
Kingston → Albany →Questions
Is the cost of living lower in Kingston than Albany?
For one adult in a one-bedroom, Kingston leaves about $377 less a month. A one-bedroom is about $1,367 in Albany and $1,541 in Kingston.
Does Kingston have state income tax?
Kingston is in New York, which taxes wage income.
What changes if you move from Albany to Kingston?
The paycheck is taxed in New York. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Albany and Kingston changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.