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Example household · $83,730 · same pay · 1 adult

Kingston

Housing in Kingston, NY: Rent, Home Prices & Property Tax

$1,830 left/mo

$1,541/mo (1 bd) in Kingston. Median home $315,100. Property tax 1.94%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,541
/mo
Buy
$2,516
Mortgage, tax, insurance
Buying costs more
$975
/mo

To buy

  • 20% down payment$63,020
  • Mortgage at 7.24%$1,718
  • Property tax (1.94% of value)$509/mo · $6,113/yr
  • Insurance and upkeep$289
  • Monthly total$2,516

Months to 20% down

$1,830 left each month. About 35 months (2.9 years) to save $63,020.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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