Example household · $83,730 · same pay · 1 adult

Walkway over the Hudson

Kingston

Cost of Living in Kingston, NY (2026): Rent, Utilities & Take-Home

$1,830 left/mo

Photo: Mfwills ( talk ) / Wikimedia

$3,481/mo in Kingston. $1,830 left each month. Prices near the US average.

Monthly costs

Take-home $5,311/mo.

  • Taxes$1,666
  • Rent$1,541
  • Other$1,940
  • Left$1,830

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (NY)
−$4,000
Take-home pay
$63,734
Effective tax rate
23.9%

Living costs, per month

Rent, 1br
$1,541
Groceries
$397
Getting around
$502
Healthcare
$446
Utilities and internet
$248
Everything else
$347
Total spending
$3,481

After tax and rent

$1,830 left/mo

Stats

Rent
$1,834
2 bd median
Take-home
$5,311
Per month
Tax
24%
Of pay
Prices
1% below
US, besides rent

Average electric bill in New York

About $238 a month for a household using 900 kWh. That is the EIA residential price for New York in 2025, 26.39¢ per kWh. It is a state average, not a Kingston utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Kingston

Take-home by job in Kingston

Pay and leftover for every job in Kingston

Other New York metros

All New York metros

Compare Kingston

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