Tampa, FL

Cost of Living in Tampa, FL (2026): Rent, Utilities & Take-Home

$3,548/mo in Tampa. $2,320 left each month. Prices near the US average.

Compare vs Chicago Rank metros from TampaHow we figure this

Monthly costs

Take-home $5,868/mo.

Taxes$1,480
Rent$1,506
Other living costs$2,042
Left over$2,320

Pay and tax, per year

Gross household pay: $88,181
Federal income tax: −$11,014
Social Security and Medicare: −$6,746
State income tax (FL): None
Take-home pay: $70,421
Effective tax rate: 20.1%

Living costs, per month

Rent, 1br: $1,506
Groceries: $400
Getting around: $592
Healthcare: $450
Utilities and internet: $250
Everything else: $350
Total spending: $3,548

Left over each month

$7,348 gross, minus $1,480 in tax and $3,548 in living costs.

$2,320

Average electric bill in Florida

About $137 a month for a household using 900 kWh. That is the EIA residential price for Florida in 2025, 15.21¢ per kWh. It is a state average, not a Tampa utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Tampa, FL (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Florida

Moving from Tampa

Take-home by job in Tampa

Other Florida metros

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