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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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New York skyline
Fred Hsu on en.wikipedia. CC BY-SA 4.0. Photo source · License
Tampa skyline
Original uploader was user:Tampa Gator at en.wikipedia. Public domain. Photo source · License

New York vs Tampa

$1,072/mo more in Tampa

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

New YorkTampaAbout 1,002 miles apart, a flight.

  • Tampa leaves you more
  • No state income tax
  • Rent under 30% of pay

Same paycheck, two cities. $2,314/mo in Tampa. $1,242/mo in New York. +$12,864 a year.

New York

$1,242

left each month

Tampa

$2,314

+$1,072 vs New York

Compare

Same paycheck, another city.

Tampa wins 3 of 4New York 1 · ties 0
$6,405Take-home · New York$5,862
$3,018Rent · Tampa$1,506
$2,145Other bills · Tampa$2,042
$1,242Left over · Tampa$2,314

Next

In 2022-2023, 6,018 households moved New York → Tampa (avg AGI $95,035). 2,094 went the other way. The whole move →

+$1,072 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthNew YorkTampa
Less leftMore left
Tampa · this breakdownNew York · home
See full breakdown
Monthly and annual budget comparison between New York, NY and Tampa, FL
Per monthNew YorkTampaDifference
Gross pay$9,292$7,340−$1,952
Income and payroll tax$2,886$1,477−$1,409
Take-home pay$6,405$5,862−$543
Rent$3,018$1,506−$1,512
Getting around$347$592+$245
Groceries$496$400−$96
Healthcare$558$450−$108
Utilities$310$250−$60
Everything else$434$350−$84
Left over$1,242$2,314+$1,072

Salary to match New York

$70,000

Gross pay in Tampa that leaves the same amount as $111,500 in New York.

Tax difference

+$9,963

A year, in state and local income tax. Florida has no wage income tax.

More about Tampa

New York, NY in full

The one place where skipping a car genuinely offsets the rent.

Tampa, FL in full

No income tax and beaches, but insurance costs are the hidden line item.

The other way

Start in Tampa.

Tampa → New York →

Questions

Is the cost of living lower in Tampa than New York?

For one adult in a one-bedroom, Tampa leaves about $1,072 more a month. A one-bedroom is about $3,018 in New York and $1,506 in Tampa.

Does Tampa have state income tax?

Tampa is in Florida, which has no state income tax.

What changes if you move from New York to Tampa?

The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between New York and Tampa changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.