Example household · $83,730 · same pay · 1 adult

Lynchburg skyline

Lynchburg

Cost of Living in Lynchburg, VA (2026): Rent, Utilities & Take-Home

$2,392 left/mo

Photo: David.cook1 / Wikimedia

$2,913/mo in Lynchburg. $2,392 left each month. Prices near the US average.

Monthly costs

Take-home $5,305/mo.

  • Taxes$1,672
  • Rent$948
  • Other$1,965
  • Left$2,392

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (VA)
−$4,068
Take-home pay
$63,666
Effective tax rate
24.0%

Living costs, per month

Rent, 1br
$948
Groceries
$388
Getting around
$560
Healthcare
$436
Utilities and internet
$242
Everything else
$339
Total spending
$2,913

After tax and rent

$2,392 left/mo

Stats

Rent
$1,128
2 bd median
Take-home
$5,305
Per month
Tax
24%
Of pay
Prices
3% below
US, besides rent

Average electric bill in Virginia

About $138 a month for a household using 900 kWh. That is the EIA residential price for Virginia in 2025, 15.28¢ per kWh. It is a state average, not a Lynchburg utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Lynchburg

Take-home by job in Lynchburg

Pay and leftover for every job in Lynchburg

Other Virginia metros

All Virginia metros

Compare Lynchburg

Next stepOpen the mapEvery metro, for the same household.