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Example household · $83,730 · same pay · 1 adult

Charlottesville

Housing in Charlottesville, VA: Rent, Home Prices & Property Tax

$1,938 left/mo

$1,517/mo (1 bd) in Charlottesville. Median home $397,600. Property tax 0.72%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,517
/mo
Buy
$2,771
Mortgage, tax, insurance
Buying costs more
$1,254
/mo

To buy

  • 20% down payment$79,520
  • Mortgage at 7.24%$2,168
  • Property tax (0.72% of value)$239/mo · $2,863/yr
  • Insurance and upkeep$364
  • Monthly total$2,771

Months to 20% down

$1,938 left each month. About 42 months (3.5 years) to save $79,520.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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