Charlottesville

Cost of Living in Charlottesville, VA (2026)

$1,938 left/mo

Photo: Wcedmisten / Wikimedia

$3,367/mo in Charlottesville. $1,938 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,305/mo.

Taxes$1,672
Rent$1,517
Other$1,850
Left$1,938

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (VA): −$4,068
Take-home pay: $63,666
Effective tax rate: 24.0%

Living costs, per month

Rent, 1br: $1,517
Groceries: $388
Getting around: $445
Healthcare: $436
Utilities and internet: $242
Everything else: $339
Total spending: $3,367

After tax and rent

$1,938 left/mo

Stats

Rent: $1,806; 2 bd median
Take-home: $5,305; Per month
Tax: 24%; Of pay
Prices: 3% below; US, besides rent

Average electric bill in Virginia

About $138 a month for a household using 900 kWh. That is the EIA residential price for Virginia in 2025, 15.28¢ per kWh. It is a state average, not a Charlottesville utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Charlottesville

Moving from Charlottesville to Virginia Beach