Omaha, NE

Cost of Living in Omaha, NE (2026): Rent, Utilities & Take-Home

$2,968/mo in Omaha. $2,643 left each month. Prices 8% below the US average.

Compare vs Chicago Rank metros from OmahaHow we figure this

Monthly costs

Take-home $5,611/mo.

Taxes$1,816
Rent$1,089
Other living costs$1,879
Left over$2,643

Pay and tax, per year

Gross household pay: $89,119
Federal income tax: −$11,220
Social Security and Medicare: −$6,818
State income tax (NE): −$3,755
Take-home pay: $67,326
Effective tax rate: 24.5%

Living costs, per month

Rent, 1br: $1,089
Groceries: $368
Getting around: $545
Healthcare: $414
Utilities and internet: $230
Everything else: $322
Total spending: $2,968

Left over each month

$7,427 gross, minus $1,816 in tax and $2,968 in living costs.

$2,643

Average electric bill in Nebraska

About $108 a month for a household using 900 kWh. That is the EIA residential price for Nebraska in 2025, 12.05¢ per kWh. It is a state average, not a Omaha utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

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