Lincoln

Cost of Living in Lincoln, NE (2026): Rent, Utilities & Take-Home

$2,596 left/mo

Photo: Hanyou23 / Wikimedia

$2,759/mo in Lincoln. $2,596 left each month. Prices 13% below the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,355/mo.

Taxes$1,623
Rent$993
Other$1,766
Left$2,596

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (NE): −$3,475
Take-home pay: $64,259
Effective tax rate: 23.3%

Living costs, per month

Rent, 1br: $993
Groceries: $349
Getting around: $500
Healthcare: $393
Utilities and internet: $218
Everything else: $306
Total spending: $2,759

After tax and rent

$2,596 left/mo

Stats

Rent: $1,182; 2 bd median
Take-home: $5,355; Per month
Tax: 23%; Of pay
Prices: 13% below; US, besides rent

Average electric bill in Nebraska

About $108 a month for a household using 900 kWh. That is the EIA residential price for Nebraska in 2025, 12.05¢ per kWh. It is a state average, not a Lincoln utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Lincoln, NE (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Stats

Average electric bill in Nebraska

Moving from Lincoln

Take-home by job in Lincoln

Other Nebraska metros

Compare Lincoln