Honolulu, HI

Cost of Living in Honolulu, HI (2026): Rent, Utilities & Take-Home

$4,634/mo in Honolulu. $1,165 left each month. Prices 31% above the US average.

Compare vs Chicago Rank metros from HonoluluHow we figure this

Monthly costs

Take-home $5,799/mo.

Taxes$2,175
Rent$2,116
Other living costs$2,518
Left over$1,165

Pay and tax, per year

Gross household pay: $95,686
Federal income tax: −$12,665
Social Security and Medicare: −$7,320
State income tax (HI): −$6,110
Take-home pay: $69,591
Effective tax rate: 27.3%

Living costs, per month

Rent, 1br: $2,116
Groceries: $524
Getting around: $619
Healthcare: $590
Utilities and internet: $328
Everything else: $459
Total spending: $4,634

Left over each month

$7,974 gross, minus $2,175 in tax and $4,634 in living costs.

$1,165

Average electric bill in Hawaii

About $364 a month for a household using 900 kWh. That is the EIA residential price for Hawaii in 2025, 40.4¢ per kWh. It is a state average, not a Honolulu utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

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