Kahului

Cost of Living in Kahului, HI (2026): Rent, Utilities & Take-Home

$617 left/mo

Photo: Joel Bradshaw / Wikimedia

$4,601/mo in Kahului. $617 left each month. Prices 19% above the US average.

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Monthly costs

Take-home $5,218/mo.

Taxes$1,760
Rent$2,207
Other$2,394
Left$617

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (HI): −$5,124
Take-home pay: $62,610
Effective tax rate: 25.2%

Living costs, per month

Rent, 1br: $2,207
Groceries: $474
Getting around: $674
Healthcare: $534
Utilities and internet: $297
Everything else: $415
Total spending: $4,601

After tax and rent

$617 left/mo

Stats

Rent: $2,627; 2 bd median
Take-home: $5,218; Per month
Tax: 25%; Of pay
Prices: 19% above; US, besides rent

Average electric bill in Hawaii

About $364 a month for a household using 900 kWh. That is the EIA residential price for Hawaii in 2025, 40.4¢ per kWh. It is a state average, not a Kahului utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Kahului

Moving from Kahului to Honolulu

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