Birmingham, AL
The rest of the month in Birmingham
$2,997 in modelled household costs, against $5,343 take-home. Leftover is $2,346.
Where the money goes
- Taxes$1,849
- Rent$1,125
- Other living costs$1,872
- Left over$2,346
Pay and tax, per year
- Gross household pay
- $86,305
- Federal income tax
- −$10,601
- Social Security and Medicare
- −$6,602
- State income tax (AL)
- −$4,125
- City / county wage tax
- −$863
- Take-home pay
- $64,113
- Effective tax rate
- 25.7%
Living costs, per month
- Rent, 1br
- $1,125
- Groceries
- $364
- Getting around
- $553
- Healthcare
- $410
- Utilities and internet
- $228
- Everything else
- $319
- Total spending
- $2,997
Left over each month
$7,192 gross, minus $1,849 in tax and $2,997 in living costs.
$2,346
Power bill, separately
EIA 2024 residential electricity in AL averages a $131 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.