Montgomery, AL
The rest of the month in Montgomery
$3,074 in modelled household costs, against $5,131 take-home. Leftover is $2,057.
Where the money goes
- Taxes$1,732
- Rent$1,118
- Other living costs$1,956
- Left over$2,057
Pay and tax, per year
- Gross household pay
- $82,365
- Federal income tax
- −$9,734
- Social Security and Medicare
- −$6,301
- State income tax (AL)
- −$3,928
- City / county wage tax
- −$824
- Take-home pay
- $61,578
- Effective tax rate
- 25.2%
Living costs, per month
- Rent, 1br
- $1,118
- Groceries
- $376
- Getting around
- $591
- Healthcare
- $423
- Utilities and internet
- $235
- Everything else
- $329
- Total spending
- $3,074
Left over each month
$6,864 gross, minus $1,732 in tax and $3,074 in living costs.
$2,057
Power bill, separately
EIA 2024 residential electricity in AL averages a $131 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.