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Example household · $83,730 · same pay · 1 adult

Binghamton

Housing in Binghamton, NY: Rent, Home Prices & Property Tax

$2,232 left/mo

$1,082/mo (1 bd) in Binghamton. Median home $146,700. Property tax 2.59%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,082
/mo
Buy
$1,251
Mortgage, tax, insurance
Buying costs more
$169
/mo

To buy

  • 20% down payment$29,340
  • Mortgage at 7.24%$800
  • Property tax (2.59% of value)$317/mo · $3,800/yr
  • Insurance and upkeep$134
  • Monthly total$1,251

Months to 20% down

$2,232 left each month. About 14 months (1.2 years) to save $29,340.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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