Binghamton, NY
The rest of the month in Binghamton
$3,013 in modelled household costs, against $5,210 take-home. Leftover is $2,197.
Where the money goes
- Taxes$1,669
- Rent$1,016
- Other living costs$1,997
- Left over$2,197
Pay and tax, per year
- Gross household pay
- $82,552
- Federal income tax
- −$9,775
- Social Security and Medicare
- −$6,315
- State income tax (NY)
- −$3,935
- Take-home pay
- $62,526
- Effective tax rate
- 24.3%
Living costs, per month
- Rent, 1br
- $1,016
- Groceries
- $397
- Getting around
- $559
- Healthcare
- $446
- Utilities and internet
- $248
- Everything else
- $347
- Total spending
- $3,013
Left over each month
$6,879 gross, minus $1,669 in tax and $3,013 in living costs.
$2,197
Power bill, separately
EIA 2024 residential electricity in NY averages a $219 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.