

Moving from Indianapolis to New York
Moving from Indianapolis to New York: −$1,238/mo after tax & rent
IndianapolisNew YorkAbout 652 miles apart, a flight.
- New York costs you more
- Rent over 30% of pay
- 224 sunny days
$1,241/mo in New York. $2,479/mo in Indianapolis. −$14,856 a year.
Indianapolis
$2,479
left each month
New York
$1,241
−$1,238 vs Indianapolis
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Who already made this move
In 2022-2023, 330 households moved Indianapolis → New York (about 452 people, average AGI $69,342). 661 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Indianapolis | New York |
|---|---|---|
| Take-home | $5,547 | $6,404 |
| Rent | $1,189 | $3,018 |
| All other costs | $1,879 | $2,145 |
| Left over | $2,479 | $1,241 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Indianapolis and New York changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 783 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,650–$5,000
- Container or pod
- $1,850–$3,450
- Rent a truck
- $950–$1,750
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Dig into New York
Questions
Is New York cheaper than Indianapolis after tax and rent?
For one adult in a one-bedroom, New York leaves about $1,238 less a month. A one-bedroom is about $1,189 in Indianapolis and $3,018 in New York.
Does New York have state income tax?
New York is in New York, which taxes wage income, plus a local wage tax of 3.88%.
Did people actually move from Indianapolis to New York?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.