Birmingham, AL
Hand-reviewed metroCost of living in Birmingham: $2,365 leftover
Cost of living in Birmingham, as leftover, is $2,365 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,106 and the rest of the modelled month. A price index would say non-housing costs run 9% below the US average. Alabama taxes wage income on a bracket schedule, plus a 1.00% city wage tax. Birmingham is a hand-reviewed metro.
These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.
The month, in dollars
Take-home is $5,343 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.
| Rent | $1,106 |
|---|---|
| Groceries | $364 |
| Transport | $553 |
| Healthcare | $410 |
| Utilities | $228 |
| Childcare | $0 |
| Everything else | $319 |
| Total costs | $2,978 |
| Leftover | $2,365 |
Sales tax is about 9.3%. Property tax is modelled at 0.41% of a $226,200 median home. Non-housing lines scale a national baseline by this metro's cost index (0.91).
Asking rent by bedroom
Turnover asking rent in Birmingham, not the Census median of occupied stock. Rent versus buying.
Studio
$948
1 bedroom
$1,106
2 bedrooms
$1,317
3 bedrooms
$1,725
4 bedrooms
$2,041
Leftover in other metros nearby
Same household. Each leftover is take-home after that metro's tax minus its rent.
- Cost of living in Huntsville$2,829 leftover
Birmingham vs Huntsville · $1,050 rent
- Cost of living in Mobile$2,140 leftover
Birmingham vs Mobile · $984 rent
- Cost of living in Gadsden$2,328 leftover
Birmingham vs Gadsden · $546 rent
- Cost of living in Anniston$2,081 leftover
Birmingham vs Anniston · $692 rent
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Cost of living in Birmingham
What is the cost of living in Birmingham?
On the default one-adult, one-bedroom household, leftover in Birmingham, AL is about $2,365 a month after tax and rent. Asking rent is about $1,106 for a one-bedroom and $1,317 for a two-bedroom. That is a budget, not a cost-of-living index.
How does Birmingham compare with a cost-of-living index?
A price index would say non-housing costs run 9% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Birmingham is a hand-reviewed metro.
Where is take-home pay in Birmingham calculated?
The take-home page for Birmingham splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.
Other Alabama metros
Other metros in Alabama, with leftover, rent, and day-to-day pages.
- Huntsville, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Mobile, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Montgomery, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Tuscaloosa, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Gadsden, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Anniston, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Dothan, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Florence, AL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home