Yuma vs Phoenix leftover
You'd keep $448 more a month in Phoenix
$2,562/mo leftover in Phoenix vs $2,114 in Yuma after tax and rent ($448 more). +$5,376 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Yuma leftover
$2,114
a month after tax and rent
Phoenix leftover
$2,562
+$448 vs Yuma
Compare Yuma to another metro
Same paycheck. Try a different city next to Yuma.
Monthly gap
Yuma → Phoenix
$448
more / month in Phoenix
$2,562 in Phoenix · $2,114 in Yuma · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 1,025 households moved Yuma → Phoenix (avg AGI $50,225). 624 went the other way. The whole move →
+$448 / mo
| Per month | Yuma | Phoenix | Difference |
|---|---|---|---|
| Gross pay | $6,417 | $7,563 | +$1,146 |
| Income and payroll tax | $1,334 | $1,702 | +$368 |
| Take-home pay | $5,083 | $5,861 | +$778 |
| Rent | $951 | $1,277 | +$326 |
| Getting around | $603 | $586 | −$17 |
| Groceries | $390 | $396 | +$6 |
| Healthcare | $439 | $446 | +$7 |
| Utilities | $244 | $248 | +$4 |
| Everything else | $342 | $347 | +$5 |
| Left over | $2,114 | $2,562 | +$448 |
To break even in Phoenix, you'd need to earn
$83,000
Household gross, versus $77,000 today. That's the salary that leaves you exactly as much at the end of the month as Yuma does now.
The tax difference alone
−$344
A year, in state and local income tax. Effective rates: 20.8% in Yuma, 22.5% in Phoenix.
More about Phoenix
Yuma, AZ in full
A flat 2.5% state income tax, a median 2-bedroom asking rent of $1,132 and 278 sunny days; commutes average 21 minutes.
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
The reverse move
Same two cities, but starting from Phoenix on Phoenix wages.
Phoenix → Yuma →Questions
Is the cost of living lower in Phoenix than Yuma?
A one-bedroom is about $951 in Yuma versus $1,277 in Phoenix. On a one-adult, one-bedroom household, leftover is about $448 a month higher in Phoenix. Change the job or household on the comparison to see your number.
Does Phoenix have state income tax?
Phoenix is in Arizona, which taxes wage income.
What changes if you move from Yuma to Phoenix?
Take-home pay is recalculated under Arizona tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Yuma and Phoenix moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.