Phoenix, AZ

Cost of Living in Phoenix, AZ (2026): Rent, Utilities & Take-Home

$3,299/mo in Phoenix. $2,575 left each month. Prices near the US average.

Compare vs Chicago Rank metros from PhoenixHow we figure this

Monthly costs

Take-home $5,874/mo.

Taxes$1,709
Rent$1,277
Other living costs$2,022
Left over$2,575

Pay and tax, per year

Gross household pay: $90,995
Federal income tax: −$11,633
Social Security and Medicare: −$6,961
State income tax (AZ): −$1,910
Take-home pay: $70,491
Effective tax rate: 22.5%

Living costs, per month

Rent, 1br: $1,277
Groceries: $396
Getting around: $586
Healthcare: $446
Utilities and internet: $248
Everything else: $347
Total spending: $3,299

Left over each month

$7,583 gross, minus $1,709 in tax and $3,299 in living costs.

$2,575

Average electric bill in Arizona

About $137 a month for a household using 900 kWh. That is the EIA residential price for Arizona in 2025, 15.26¢ per kWh. It is a state average, not a Phoenix utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Phoenix, AZ (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Arizona

Moving from Phoenix

Take-home by job in Phoenix

Other Arizona metros

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