Phoenix, AZ
The rest of the month in Phoenix
$3,298 in modelled household costs, against $5,874 take-home. Leftover is $2,576.
Where the money goes
- Taxes$1,709
- Rent$1,276
- Other living costs$2,022
- Left over$2,576
Pay and tax, per year
- Gross household pay
- $90,995
- Federal income tax
- −$11,633
- Social Security and Medicare
- −$6,961
- State income tax (AZ)
- −$1,910
- Take-home pay
- $70,491
- Effective tax rate
- 22.5%
Living costs, per month
- Rent, 1br
- $1,276
- Groceries
- $396
- Getting around
- $586
- Healthcare
- $446
- Utilities and internet
- $248
- Everything else
- $347
- Total spending
- $3,298
Left over each month
$7,583 gross, minus $1,709 in tax and $3,298 in living costs.
$2,576
Power bill, separately
EIA 2024 residential electricity in AZ averages a $132 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.