Uprootmap

Phoenix, AZ

Hand-reviewed metro

Cost of living in Phoenix: $2,575 leftover

Cost of living in Phoenix, as leftover, is $2,575 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,277 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 0.99). Arizona charges a 2.50% flat income tax. Phoenix is a hand-reviewed metro.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,874 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Phoenix
Rent$1,277
Groceries$396
Transport$586
Healthcare$446
Utilities$248
Childcare$0
Everything else$347
Total costs$3,299
Leftover$2,575

Sales tax is about 8.4%. Property tax is modelled at 0.51% of a $401,400 median home. Non-housing lines scale a national baseline by this metro's cost index (0.99).

Asking rent by bedroom

Turnover asking rent in Phoenix, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,094

  • 1 bedroom

    $1,277

  • 2 bedrooms

    $1,520

  • 3 bedrooms

    $1,991

  • 4 bedrooms

    $2,356

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Phoenix

What is the cost of living in Phoenix?

On the default one-adult, one-bedroom household, leftover in Phoenix, AZ is about $2,575 a month after tax and rent. Asking rent is about $1,277 for a one-bedroom and $1,520 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Phoenix compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 0.99). Leftover still depends on your tax bill and bedroom count, which an index does not. Phoenix is a hand-reviewed metro.

Where is take-home pay in Phoenix calculated?

The take-home page for Phoenix splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Phoenix

Moving from Phoenix

Other Arizona metros

Other metros in Arizona, with leftover, rent, and day-to-day pages.

All Arizona metros