

Sacramento vs Stockton
$500/mo less in Stockton
SacramentoStocktonAbout 61 miles apart, close enough to drive.
- Stockton costs you more
- Rent under 30% of pay
- 251 sunny days
Same paycheck, two cities. $1,639/mo in Stockton. $2,139/mo in Sacramento. −$6,000 a year.
Sacramento
$2,139
left each month
Stockton
$1,639
−$500 vs Sacramento
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,500 households moved Sacramento → Stockton (avg AGI $72,498). 2,007 went the other way. The whole move →
−$500 / mo
See full breakdown
| Per month | Sacramento | Stockton | Difference |
|---|---|---|---|
| Gross pay | $8,042 | $7,370 | −$671 |
| Income and payroll tax | $2,102 | $1,841 | −$262 |
| Take-home pay | $5,939 | $5,529 | −$410 |
| Rent | $1,663 | $1,674 | +$11 |
| Getting around | $600 | $646 | +$46 |
| Groceries | $424 | $433 | +$9 |
| Healthcare | $477 | $487 | +$10 |
| Utilities | $265 | $271 | +$6 |
| Everything else | $371 | $379 | +$8 |
| Left over | $2,139 | $1,639 | −$500 |
Salary to match Sacramento
$98,500
Gross pay in Stockton that leaves the same amount as $96,500 in Sacramento.
Tax difference
+$749
A year, in state and local income tax. Effective rates: 26.1% in Sacramento, 25.0% in Stockton.
More about Stockton
Sacramento, CA in full
Bay Area access at two-thirds the rent, with California's tax bill intact.
Stockton, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,993 and 251 sunny days; commutes average 35 minutes.
The other way
Start in Stockton.
Stockton → Sacramento →Questions
Is the cost of living lower in Stockton than Sacramento?
For one adult in a one-bedroom, Stockton leaves about $500 less a month. A one-bedroom is about $1,663 in Sacramento and $1,674 in Stockton.
Does Stockton have state income tax?
Stockton is in California, which taxes wage income.
What changes if you move from Sacramento to Stockton?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Sacramento and Stockton changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.