St. Louis vs Columbia leftover
Moving to Columbia costs you $171 a month
$2,491/mo leftover in Columbia vs $2,662 in St. Louis after tax and rent ($171 less). −$2,052 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
St. Louis leftover
$2,662
a month after tax and rent
Columbia leftover
$2,491
−$171 vs St. Louis
Compare St. Louis to another metro
Same paycheck. Try a different city next to St. Louis.
Monthly gap
St. Louis → Columbia
$171
less / month in St. Louis
$2,491 in Columbia · $2,662 in St. Louis · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 617 households moved St. Louis → Columbia (avg AGI $47,287). 633 went the other way. The whole move →
−$171 / mo
| Per month | St. Louis | Columbia | Difference |
|---|---|---|---|
| Gross pay | $7,583 | $6,864 | −$719 |
| Income and payroll tax | $1,905 | $1,582 | −$323 |
| Take-home pay | $5,679 | $5,282 | −$396 |
| Rent | $1,138 | $1,020 | −$118 |
| Getting around | $545 | $502 | −$43 |
| Groceries | $368 | $350 | −$18 |
| Healthcare | $414 | $394 | −$20 |
| Utilities | $230 | $219 | −$11 |
| Everything else | $322 | $306 | −$16 |
| Left over | $2,662 | $2,491 | −$171 |
To break even in Columbia, you'd need to earn
$85,500
Household gross, versus $91,000 today. That's the salary that leaves you exactly as much at the end of the month as St. Louis does now.
The tax difference alone
+$1,316
A year, in state and local income tax. Effective rates: 25.1% in St. Louis, 23.0% in Columbia.
More about Columbia
St. Louis, MO in full
The lowest home prices of any metro over 2 million people.
Columbia, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $1,214 and 217 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Columbia on Columbia wages.
Columbia → St. Louis →Questions
Is the cost of living lower in Columbia than St. Louis?
A one-bedroom is about $1,138 in St. Louis versus $1,020 in Columbia. On a one-adult, one-bedroom household, leftover is about $171 a month lower in Columbia. Change the job or household on the comparison to see your number.
Does Columbia have state income tax?
Columbia is in Missouri, which taxes wage income.
What changes if you move from St. Louis to Columbia?
Take-home pay is recalculated under Missouri tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between St. Louis and Columbia moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.