St. Joseph vs Springfield leftover
Moving to Springfield costs you $102 a month
$2,536/mo leftover in Springfield vs $2,638 in St. Joseph after tax and rent ($102 less). −$1,224 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
St. Joseph leftover
$2,638
a month after tax and rent
Springfield leftover
$2,536
−$102 vs St. Joseph
Compare St. Joseph to another metro
Same paycheck. Try a different city next to St. Joseph.
Monthly gap
St. Joseph → Springfield
$102
less / month in St. Joseph
$2,536 in Springfield · $2,638 in St. Joseph · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
−$102 / mo
| Per month | St. Joseph | Springfield | Difference |
|---|---|---|---|
| Gross pay | $6,750 | $6,719 | −$31 |
| Income and payroll tax | $1,543 | $1,532 | −$11 |
| Take-home pay | $5,207 | $5,187 | −$20 |
| Rent | $754 | $865 | +$111 |
| Getting around | $547 | $518 | −$29 |
| Groceries | $350 | $350 | $0 |
| Healthcare | $394 | $394 | $0 |
| Utilities | $219 | $219 | $0 |
| Everything else | $306 | $306 | $0 |
| Left over | $2,638 | $2,536 | −$102 |
To break even in Springfield, you'd need to earn
$82,500
Household gross, versus $81,000 today. That's the salary that leaves you exactly as much at the end of the month as St. Joseph does now.
The tax difference alone
+$18
A year, in state and local income tax. Effective rates: 22.9% in St. Joseph, 22.8% in Springfield.
More about Springfield
St. Joseph, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $898 and 220 sunny days; commutes average 19 minutes.
Springfield, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $1,030 and 219 sunny days; commutes average 23 minutes.
The reverse move
Same two cities, but starting from Springfield on Springfield wages.
Springfield → St. Joseph →Questions
Is the cost of living lower in Springfield than St. Joseph?
A one-bedroom is about $754 in St. Joseph versus $865 in Springfield. On a one-adult, one-bedroom household, leftover is about $102 a month lower in Springfield. Change the job or household on the comparison to see your number.
Does Springfield have state income tax?
Springfield is in Missouri, which taxes wage income.
What changes if you move from St. Joseph to Springfield?
Take-home pay is recalculated under Missouri tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between St. Joseph and Springfield moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.