

Manchester vs St. Joseph
$136/mo less in St. Joseph
ManchesterSt. JosephAbout 1,210 miles apart, a flight.
- St. Joseph costs you more
- Rent under 30% of pay
- 220 sunny days
Same paycheck, two cities. $2,634/mo in St. Joseph. $2,770/mo in Manchester. −$1,632 a year.
Manchester
$2,770
left each month
St. Joseph
$2,634
−$136 vs Manchester
Compare
Same paycheck, another city.
Next
−$136 / mo
See full breakdown
| Per month | Manchester | St. Joseph | Difference |
|---|---|---|---|
| Gross pay | $8,417 | $6,743 | −$1,674 |
| Income and payroll tax | $1,797 | $1,540 | −$257 |
| Take-home pay | $6,620 | $5,203 | −$1,417 |
| Rent | $1,796 | $754 | −$1,042 |
| Getting around | $551 | $547 | −$4 |
| Groceries | $415 | $350 | −$65 |
| Healthcare | $467 | $394 | −$73 |
| Utilities | $259 | $219 | −$40 |
| Everything else | $363 | $306 | −$57 |
| Left over | $2,770 | $2,634 | −$136 |
Salary to match Manchester
$83,500
Gross pay in St. Joseph that leaves the same amount as $101,000 in Manchester.
Tax difference
−$2,876
A year, in state and local income tax. Effective rates: 21.3% in Manchester, 22.8% in St. Joseph.
More about St. Joseph
Manchester, NH in full
No state income tax, a median 2-bedroom asking rent of $2,138 and 187 sunny days; commutes average 27 minutes.
St. Joseph, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $898 and 220 sunny days; commutes average 19 minutes.
The other way
Start in St. Joseph.
St. Joseph → Manchester →Questions
Is the cost of living lower in St. Joseph than Manchester?
For one adult in a one-bedroom, St. Joseph leaves about $136 less a month. A one-bedroom is about $1,796 in Manchester and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
What changes if you move from Manchester to St. Joseph?
The paycheck is taxed in Missouri. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Manchester and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.