

Dallas vs St. Joseph
$396/mo less in St. Joseph
DallasSt. JosephAbout 498 miles apart, close enough to drive.
- St. Joseph costs you more
- Rent under 30% of pay
- 220 sunny days
Same paycheck, two cities. $2,643/mo in St. Joseph. $3,039/mo in Dallas. −$4,752 a year.
Dallas
$3,039
left each month
St. Joseph
$2,643
−$396 vs Dallas
Compare
Same paycheck, another city.
Next
−$396 / mo
See full breakdown
| Per month | Dallas | St. Joseph | Difference |
|---|---|---|---|
| Gross pay | $7,958 | $6,757 | −$1,202 |
| Income and payroll tax | $1,661 | $1,545 | −$116 |
| Take-home pay | $6,298 | $5,212 | −$1,086 |
| Rent | $1,258 | $754 | −$504 |
| Getting around | $580 | $547 | −$33 |
| Groceries | $392 | $350 | −$42 |
| Healthcare | $441 | $394 | −$47 |
| Utilities | $245 | $219 | −$26 |
| Everything else | $343 | $306 | −$37 |
| Left over | $3,039 | $2,643 | −$396 |
Salary to match Dallas
$88,500
Gross pay in St. Joseph that leaves the same amount as $95,500 in Dallas.
Tax difference
−$2,884
A year, in state and local income tax. Effective rates: 20.9% in Dallas, 22.9% in St. Joseph.
More about St. Joseph
Dallas, TX in full
No income tax, endless new construction, and a 1.5% property tax bill.
St. Joseph, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $898 and 220 sunny days; commutes average 19 minutes.
The other way
Start in St. Joseph.
St. Joseph → Dallas →Questions
Is the cost of living lower in St. Joseph than Dallas?
For one adult in a one-bedroom, St. Joseph leaves about $396 less a month. A one-bedroom is about $1,258 in Dallas and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
What changes if you move from Dallas to St. Joseph?
The paycheck is taxed in Missouri. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Dallas and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.