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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Grand Forks
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St. Cloud skyline
McGhiever. CC BY-SA 4.0. Photo source · License

Grand Forks vs St. Cloud

$256/mo less in St. Cloud

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

Grand ForksSt. CloudAbout 191 miles apart, close enough to drive.

  • St. Cloud costs you more
  • Rent under 30% of pay
  • Real winters

Same paycheck, two cities. $2,590/mo in St. Cloud. $2,846/mo in Grand Forks. −$3,072 a year.

Grand Forks

$2,846

left each month

St. Cloud

$2,590

−$256 vs Grand Forks

Compare

Same paycheck, another city.

St. Cloud wins 1 of 4Grand Forks 3 · ties 0
$5,561Take-home · Grand Forks$5,352
$924Rent · Grand Forks$986
$1,791Other bills · St. Cloud$1,776
$2,846Left over · Grand Forks$2,590

Next

−$256 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthGrand ForksSt. Cloud
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St. Cloud · this breakdownGrand Forks · home
See full breakdown
Monthly and annual budget comparison between Grand Forks, ND and St. Cloud, MN
Per monthGrand ForksSt. CloudDifference
Gross pay$6,958$7,130+$172
Income and payroll tax$1,398$1,778+$381
Take-home pay$5,561$5,352−$209
Rent$924$986+$62
Getting around$525$500−$25
Groceries$349$352+$3
Healthcare$393$396+$3
Utilities$218$220+$2
Everything else$306$308+$2
Left over$2,846$2,590−$256

Salary to match Grand Forks

$90,500

Gross pay in St. Cloud that leaves the same amount as $83,500 in Grand Forks.

Tax difference

−$3,956

A year, in state and local income tax. Effective rates: 20.1% in Grand Forks, 24.9% in St. Cloud.

More about St. Cloud

Grand Forks, ND in full

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,100 and 186 sunny days; commutes average 17 minutes.

St. Cloud, MN in full

State income tax topping out at 9.85%, a median 2-bedroom asking rent of $1,174 and 191 sunny days; commutes average 22 minutes.

The other way

Start in St. Cloud.

St. Cloud → Grand Forks →

Questions

Is the cost of living lower in St. Cloud than Grand Forks?

For one adult in a one-bedroom, St. Cloud leaves about $256 less a month. A one-bedroom is about $924 in Grand Forks and $986 in St. Cloud.

Does St. Cloud have state income tax?

St. Cloud is in Minnesota, which taxes wage income.

What changes if you move from Grand Forks to St. Cloud?

The paycheck is taxed in Minnesota. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Grand Forks and St. Cloud changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.