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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Oxnard skyline
Wikimedia Commons. CC BY-SA 3.0. Photo source · License
Santa Maria skyline
Zairon. CC BY-SA 4.0. Photo source · License

Oxnard vs Santa Maria

$531/mo less in Santa Maria

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
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OxnardSanta MariaAbout 53 miles apart, close enough to drive.

  • Santa Maria costs you more
  • Rent over 30% of pay
  • 263 sunny days

Same paycheck, two cities. $760/mo in Santa Maria. $1,291/mo in Oxnard. −$6,372 a year.

Oxnard

$1,291

left each month

Santa Maria

$760

−$531 vs Oxnard

Compare

Same paycheck, another city.

Santa Maria wins 1 of 4Oxnard 3 · ties 0
$5,736Take-home · Oxnard$5,198
$2,281Rent · Oxnard$2,323
$2,164Other bills · Santa Maria$2,115
$1,291Left over · Oxnard$760

Next

In 2022-2023, 611 households moved Oxnard → Santa Maria (avg AGI $80,658). 875 went the other way. The whole move →

−$531 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthOxnardSanta Maria
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Santa Maria · this breakdownOxnard · home
See full breakdown
Monthly and annual budget comparison between Oxnard, CA and Santa Maria, CA
Per monthOxnardSanta MariaDifference
Gross pay$7,708$6,828−$881
Income and payroll tax$1,972$1,629−$343
Take-home pay$5,736$5,198−$538
Rent$2,281$2,323+$42
Getting around$593$544−$49
Groceries$433$433$0
Healthcare$487$487$0
Utilities$271$271$0
Everything else$379$379$0
Left over$1,291$760−$531

Salary to match Oxnard

$92,500

Gross pay in Santa Maria that leaves the same amount as $92,500 in Oxnard.

Tax difference

+$983

A year, in state and local income tax. Effective rates: 25.6% in Oxnard, 23.9% in Santa Maria.

More about Santa Maria

Oxnard, CA in full

State income tax topping out at 12.3%, a median 2-bedroom asking rent of $2,715 and 262 sunny days; commutes average 26 minutes.

Santa Maria, CA in full

State income tax topping out at 12.3%, a median 2-bedroom asking rent of $2,765 and 263 sunny days; commutes average 21 minutes.

The other way

Start in Santa Maria.

Santa Maria → Oxnard →

Questions

Is the cost of living lower in Santa Maria than Oxnard?

For one adult in a one-bedroom, Santa Maria leaves about $531 less a month. A one-bedroom is about $2,281 in Oxnard and $2,323 in Santa Maria.

Does Santa Maria have state income tax?

Santa Maria is in California, which taxes wage income.

What changes if you move from Oxnard to Santa Maria?

The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Oxnard and Santa Maria changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.