Example household · $83,730 · same pay · 1 adult

Santa Maria

Housing in Santa Maria, CA: Rent, Home Prices & Property Tax

$890 left/mo

$2,323/mo (1 bd) in Santa Maria. Median home $735,700. Property tax 0.66%.

Rent (1-bedroom)
$2,323
/mo
Buy
$5,090
Mortgage, tax, insurance
Buying costs more
$2,767
/mo

To buy

  • 20% down payment$147,140
  • Mortgage at 7.24%$4,011
  • Property tax (0.66% of value)$405/mo · $4,856/yr
  • Insurance and upkeep$674
  • Monthly total$5,090

Months to 20% down

$890 left each month. About 166 months (13.8 years) to save $147,140.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from Santa Maria

Take-home by job in Santa Maria

Pay and leftover for every job in Santa Maria

Other California metros

All California metros

Compare Santa Maria

Next stepSafetyCrime, heat, and the commute.