San Francisco, CA → St. Louis, MO
You'd keep $267 more a month in St. Louis
+$3,204 a year for the same registered nurse, the same household size, and the same number of bedrooms.
| Per month | San Francisco | St. Louis | Difference |
|---|---|---|---|
| Gross pay | $10,458 | $7,571 | −$2,888 |
| Income and payroll tax | $3,056 | $1,900 | −$1,155 |
| Take-home pay | $7,403 | $5,670 | −$1,732 |
| Rent | $2,609 | $1,144 | −$1,465 |
| Getting around | $558 | $545 | −$13 |
| Groceries | $512 | $368 | −$144 |
| Healthcare | $576 | $414 | −$162 |
| Utilities | $320 | $230 | −$90 |
| Everything else | $448 | $322 | −$126 |
| Left over | $2,380 | $2,647 | +$267 |
To break even in St. Louis, you'd need to earn
$86,000
Household gross, versus $125,500 today. That's the salary that leaves you exactly as much at the end of the month as San Francisco does now.
The tax difference alone
+$3,447
A year, in state and local income tax. Effective rates: 29.2% in San Francisco, 25.1% in St. Louis.
San Francisco, CA in full
Dense, walkable, cold in July, and priced for two incomes.
St. Louis, MO in full
The lowest home prices of any metro over 2 million people.
The reverse move
Same two cities, but starting from St. Louis on St. Louis wages.
St. Louis → San Francisco →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.