
Chattanooga vs Rome
$623/mo less in Rome
ChattanoogaRomeAbout 55 miles apart, close enough to drive.
- Rome costs you more
- Rent under 30% of pay
Same paycheck, two cities. $1,946/mo in Rome. $2,569/mo in Chattanooga. −$7,476 a year.
Chattanooga
$2,569
left each month
Rome
$1,946
−$623 vs Chattanooga
Compare
Same paycheck, another city.
Next
In 2022-2023, 30 households moved Chattanooga → Rome (avg AGI $37,233). 59 went the other way. The whole move →
−$623 / mo
See full breakdown
| Per month | Chattanooga | Rome | Difference |
|---|---|---|---|
| Gross pay | $6,958 | $6,442 | −$516 |
| Income and payroll tax | $1,364 | $1,494 | +$129 |
| Take-home pay | $5,594 | $4,949 | −$645 |
| Rent | $1,137 | $1,010 | −$127 |
| Getting around | $554 | $595 | +$41 |
| Groceries | $368 | $386 | +$18 |
| Healthcare | $414 | $434 | +$20 |
| Utilities | $230 | $241 | +$11 |
| Everything else | $322 | $337 | +$15 |
| Left over | $2,569 | $1,946 | −$623 |
Salary to match Chattanooga
$89,000
Gross pay in Rome that leaves the same amount as $83,500 in Chattanooga.
Tax difference
−$3,389
A year, in state and local income tax. Effective rates: 19.6% in Chattanooga, 23.2% in Rome.
More about Rome
Chattanooga, TN in full
World-class climbing and paddling, no income tax, municipal fiber.
Rome, GA in full
A flat 5.19% state income tax, a median 2-bedroom asking rent of $1,202 and 213 sunny days; commutes average 24 minutes.
The other way
Start in Rome.
Rome → Chattanooga →Questions
Is the cost of living lower in Rome than Chattanooga?
For one adult in a one-bedroom, Rome leaves about $623 less a month. A one-bedroom is about $1,137 in Chattanooga and $1,010 in Rome.
Does Rome have state income tax?
Rome is in Georgia, which taxes wage income.
What changes if you move from Chattanooga to Rome?
The paycheck is taxed in Georgia. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chattanooga and Rome changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.