Rapid City vs Sioux Falls leftover
You'd keep $386 more a month in Sioux Falls
$2,968/mo leftover in Sioux Falls vs $2,582 in Rapid City after tax and rent ($386 more). +$4,632 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Rapid City leftover
$2,582
a month after tax and rent
Sioux Falls leftover
$2,968
+$386 vs Rapid City
Compare Rapid City to another metro
Same paycheck. Try a different city next to Rapid City.
Monthly gap
Rapid City → Sioux Falls
$386
more / month in Sioux Falls
$2,968 in Sioux Falls · $2,582 in Rapid City · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 193 households moved Rapid City → Sioux Falls (avg AGI $53,611). 110 went the other way. The whole move →
+$386 / mo
| Per month | Rapid City | Sioux Falls | Difference |
|---|---|---|---|
| Gross pay | $6,833 | $7,263 | +$430 |
| Income and payroll tax | $1,327 | $1,455 | +$127 |
| Take-home pay | $5,506 | $5,808 | +$302 |
| Rent | $1,138 | $982 | −$156 |
| Getting around | $515 | $539 | +$24 |
| Groceries | $351 | $364 | +$13 |
| Healthcare | $395 | $410 | +$15 |
| Utilities | $219 | $228 | +$9 |
| Everything else | $307 | $319 | +$12 |
| Left over | $2,582 | $2,968 | +$386 |
To break even in Sioux Falls, you'd need to earn
$80,500
Household gross, versus $82,000 today. That's the salary that leaves you exactly as much at the end of the month as Rapid City does now.
The tax difference alone
$0
A year, in state and local income tax. South Dakota has no wage income tax.
More about Sioux Falls
Rapid City, SD in full
No state income tax, a median 2-bedroom asking rent of $1,355 and 237 sunny days; commutes average 20 minutes.
Sioux Falls, SD in full
No income tax, an 18-minute commute, and nothing to do in February.
The reverse move
Same two cities, but starting from Sioux Falls on Sioux Falls wages.
Sioux Falls → Rapid City →Questions
Is the cost of living lower in Sioux Falls than Rapid City?
A one-bedroom is about $1,138 in Rapid City versus $982 in Sioux Falls. On a one-adult, one-bedroom household, leftover is about $386 a month higher in Sioux Falls. Change the job or household on the comparison to see your number.
Does Sioux Falls have state income tax?
Sioux Falls is in South Dakota, which has no state income tax.
What changes if you move from Rapid City to Sioux Falls?
Take-home pay is recalculated under South Dakota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Rapid City and Sioux Falls moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.