

Charlotte vs Raleigh
$173/mo more in Raleigh
CharlotteRaleighAbout 138 miles apart, close enough to drive.
- Raleigh leaves you more
- Rent under 30% of pay
Same paycheck, two cities. $2,730/mo in Raleigh. $2,557/mo in Charlotte. +$2,076 a year.
Charlotte
$2,557
left each month
Raleigh
$2,730
+$173 vs Charlotte
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,789 households moved Charlotte → Raleigh (avg AGI $72,037). 1,853 went the other way. The whole move →
+$173 / mo
See full breakdown
| Per month | Charlotte | Raleigh | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $7,864 | +$156 |
| Income and payroll tax | $1,869 | $1,922 | +$53 |
| Take-home pay | $5,839 | $5,942 | +$103 |
| Rent | $1,322 | $1,252 | −$70 |
| Getting around | $568 | $568 | $0 |
| Groceries | $384 | $384 | $0 |
| Healthcare | $432 | $432 | $0 |
| Utilities | $240 | $240 | $0 |
| Everything else | $336 | $336 | $0 |
| Left over | $2,557 | $2,730 | +$173 |
Salary to match Charlotte
$91,000
Gross pay in Raleigh that leaves the same amount as $92,500 in Charlotte.
Tax difference
−$79
A year, in state and local income tax. Effective rates: 24.2% in Charlotte, 24.4% in Raleigh.
More about Raleigh
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Raleigh, NC in full
Research Triangle salaries, low taxes, and not much to do downtown.
The other way
Start in Raleigh.
Raleigh → Charlotte →Questions
Is the cost of living lower in Raleigh than Charlotte?
For one adult in a one-bedroom, Raleigh leaves about $173 more a month. A one-bedroom is about $1,322 in Charlotte and $1,252 in Raleigh.
Does Raleigh have state income tax?
Raleigh is in North Carolina, which taxes wage income.
What changes if you move from Charlotte to Raleigh?
The paycheck is taxed in North Carolina. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Raleigh changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.