Phoenix, AZ → Minneapolis, MN
You'd keep $187 more a month in Minneapolis
+$2,244 a year for the same registered nurse, the same household size, and the same number of bedrooms.
| Per month | Phoenix | Minneapolis | Difference |
|---|---|---|---|
| Gross pay | $7,583 | $8,287 | +$704 |
| Income and payroll tax | $1,709 | $2,200 | +$491 |
| Take-home pay | $5,875 | $6,087 | +$213 |
| Rent | $1,276 | $1,369 | +$93 |
| Getting around | $586 | $504 | −$82 |
| Groceries | $396 | $400 | +$4 |
| Healthcare | $446 | $450 | +$4 |
| Utilities | $248 | $250 | +$2 |
| Everything else | $347 | $350 | +$3 |
| Left over | $2,577 | $2,764 | +$187 |
To break even in Minneapolis, you'd need to earn
$96,000
Household gross, versus $91,000 today. That's the salary that leaves you exactly as much at the end of the month as Phoenix does now.
The tax difference alone
−$3,389
A year, in state and local income tax. Effective rates: 22.5% in Phoenix, 26.5% in Minneapolis.
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
Minneapolis, MN in full
Strong wages, good bones, and a January that averages 9°F at night.
The reverse move
Same two cities, but starting from Minneapolis on Minneapolis wages.
Minneapolis → Phoenix →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.