

Farmington vs Phoenix
$563/mo more in Phoenix
FarmingtonPhoenixAbout 314 miles apart, close enough to drive.
- Phoenix leaves you more
- Rent under 30% of pay
- 299 sunny days
Same paycheck, two cities. $2,578/mo in Phoenix. $2,015/mo in Farmington. +$6,756 a year.
Farmington
$2,015
left each month
Phoenix
$2,578
+$563 vs Farmington
Compare
Same paycheck, another city.
Next
In 2022-2023, 161 households moved Farmington → Phoenix (avg AGI $49,683). 110 went the other way. The whole move →
+$563 / mo
See full breakdown
| Per month | Farmington | Phoenix | Difference |
|---|---|---|---|
| Gross pay | $6,250 | $7,588 | +$1,338 |
| Income and payroll tax | $1,357 | $1,710 | +$353 |
| Take-home pay | $4,893 | $5,877 | +$984 |
| Rent | $883 | $1,277 | +$394 |
| Getting around | $603 | $586 | −$17 |
| Groceries | $384 | $396 | +$12 |
| Healthcare | $432 | $446 | +$14 |
| Utilities | $240 | $248 | +$8 |
| Everything else | $336 | $347 | +$11 |
| Left over | $2,015 | $2,578 | +$563 |
Salary to match Farmington
$81,000
Gross pay in Phoenix that leaves the same amount as $75,000 in Farmington.
Tax difference
+$519
A year, in state and local income tax. Effective rates: 21.7% in Farmington, 22.5% in Phoenix.
More about Phoenix
Farmington, NM in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,051 and 274 sunny days; commutes average 24 minutes.
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
The other way
Start in Phoenix.
Phoenix → Farmington →Questions
Is the cost of living lower in Phoenix than Farmington?
For one adult in a one-bedroom, Phoenix leaves about $563 more a month. A one-bedroom is about $883 in Farmington and $1,277 in Phoenix.
Does Phoenix have state income tax?
Phoenix is in Arizona, which taxes wage income.
What changes if you move from Farmington to Phoenix?
The paycheck is taxed in Arizona. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Farmington and Phoenix changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.