

Philadelphia vs Washington
$475/mo more in Washington
PhiladelphiaWashingtonAbout 138 miles apart, close enough to drive.
- Washington leaves you more
- Rent under 30% of pay
Same paycheck, two cities. $2,909/mo in Washington. $2,434/mo in Philadelphia. +$5,700 a year.
Philadelphia
$2,434
left each month
Washington
$2,909
+$475 vs Philadelphia
Compare
Same paycheck, another city.
Next
In 2022-2023, 2,932 households moved Philadelphia → Washington (avg AGI $86,425). 2,416 went the other way. The whole move →
+$475 / mo
See full breakdown
| Per month | Philadelphia | Washington | Difference |
|---|---|---|---|
| Gross pay | $8,125 | $9,688 | +$1,563 |
| Income and payroll tax | $2,264 | $2,760 | +$496 |
| Take-home pay | $5,861 | $6,927 | +$1,067 |
| Rent | $1,530 | $1,916 | +$386 |
| Getting around | $418 | $463 | +$45 |
| Groceries | $408 | $452 | +$44 |
| Healthcare | $459 | $508 | +$49 |
| Utilities | $255 | $283 | +$28 |
| Everything else | $357 | $395 | +$38 |
| Left over | $2,434 | $2,909 | +$475 |
Salary to match Philadelphia
$107,000
Gross pay in Washington that leaves the same amount as $97,500 in Philadelphia.
Tax difference
−$391
A year, in state and local income tax. Effective rates: 27.9% in Philadelphia, 28.5% in Washington.
More about Washington
Philadelphia, PA in full
East Coast density at half of Boston's rent, minus a 3.75% city wage tax.
Washington, DC in full
Recession-resistant government and consulting pay, humid summers, real transit.
The other way
Start in Washington.
Washington → Philadelphia →Questions
Is the cost of living lower in Washington than Philadelphia?
For one adult in a one-bedroom, Washington leaves about $475 more a month. A one-bedroom is about $1,530 in Philadelphia and $1,916 in Washington.
Does Washington have state income tax?
Washington is in District of Columbia, which taxes wage income.
What changes if you move from Philadelphia to Washington?
The paycheck is taxed in District of Columbia. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Philadelphia and Washington changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.