Moving from Philadelphia to Midland

You'd keep $1,048 more a month in Midland

+$12,576 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Philadelphia leftover

$2,423

a month after tax and rent

Midland leftover

$3,471

+$1,048 vs Philadelphia

Monthly and annual budget comparison between Philadelphia, PA and Midland, TX
Per monthPhiladelphiaMidlandDifference
Gross pay$8,125$8,430+$305
Income and payroll tax$2,264$1,801−$464
Take-home pay$5,861$6,629+$768
Rent$1,541$1,273−$268
Getting around$418$570+$152
Groceries$408$363−$45
Healthcare$459$408−$51
Utilities$255$227−$28
Everything else$357$317−$40
Left over$2,423$3,471+$1,048

To break even in Midland, you'd need to earn

$83,500

Household gross, versus $97,500 today. That's the salary that leaves you exactly as much at the end of the month as Philadelphia does now.

The tax difference alone

+$6,650

A year, in state and local income tax. Texas has no wage income tax.

More about Midland

Philadelphia, PA in full

East Coast density at half of Boston's rent, minus a 3.75% city wage tax.

Midland, TX in full

No state income tax, a median 2-bedroom asking rent of $1,516 and 263 sunny days; commutes average 22 minutes.

The reverse move

Same two cities, but starting from Midland on Midland wages.

MidlandPhiladelphia

Questions

Is the cost of living lower in Midland than Philadelphia?

A one-bedroom is about $1,541 in Philadelphia versus $1,273 in Midland. On a one-adult, one-bedroom household, leftover is about $1,048 a month higher in Midland. Change the job or household on the comparison to see your number.

Does Midland have state income tax?

Midland is in Texas, which has no state income tax.

What changes if you move from Philadelphia to Midland?

Take-home pay is recalculated under Texas tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.